Your Solution
for Liquor Liability

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Restaurant-2-widee Restaurant-widee Beer-Wine-Liquor-Store-wide Club-Select-circle-wide

100+ Classes

We are a great fit for your special event business. Think USLI for
weddings.,festivals.,parties.,social events.,vendors at events., conventions.,sporting events.,picnics., block parties.,rodeos.,concerts., fundraisers.,charity events.

Online Solutions

Quote, bind and pay online. Agents receive immediate access to a pre-filled certificate of insurance after binding.

Separate Limits

General and liquor liability limits are separate, so the limits do not erode each other.

Accessibility

Speak with our underwriters directly through email and chat or over the phone at 888-SPD-USLI (773-8754).

Quoting Options

Call 888-773-8754

Online With USLI-SNAP

Email

Broad Appetite

We are proud to be a stable market solution for risks in the food and beverage industry. Think USLI for new ventures., mixed occupancies., risks with 100% alcohol receipts., liquor liability for distilleries., risks with major entertainment., risks with doorpersons/bouncers., liquor liability for wineries., convenience stores., liquor stores., banquet halls., liquor liability for breweries., catering and bartending services.

Online Solutions

Quote or service your accounts online through USLI-SNAP knowing that an underwriter is available when questions arise!

Variety of Options

Whether you are looking for a full package or monoline liability options, we can help! 

Accessibility

Speak with an underwriter by phone at 888-773-8754 and online via chat, or get a quick email submission response.

Quoting Options

Call 888-773-8754

Online With USLI-SNAP

Email

Product and Selling Features

Bar-Restaurant-Product

Bars and Restaurants

  •  We offer a comprehensive package policy (property, general liability and liquor liability) for many types of restaurants and bars 
  •  Assault or battery is available on many accounts based on risk characteristics 
  • We are able to write buildings of any age and construction type, with or without a fire extinguishing system, with or without a sprinkler system, and in PC 1–10 
Applications
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Restaurant-Section-v2

Restaurant Hit Zone

  •  Available in Arizona, California, Colorado, Connecticut, Florida, Georgia, Indiana, Massachusetts, New Hampshire, North Carolina, New Jersey, Ohio, Pennsylvania, Tennessee, Washington and Wyoming
    • Receipts of at least $250,000
    • Alcohol receipts 50% or less
    • No major entertainment
    • 2+ years in business
  • Qualifying risks are eligible for coverage line and package credits
  • Admitted in most states with high bind-to-quote ratio
Applications
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Convenience-Store-Section

Beer/Wine/Liquor Stores and Convenience/Grocery Stores

  • Monoline or package options are available to include general liability, liquor liability and property coverage (property coverage is not available for gas stations, convenience stores or grocery stores)
  • Admitted in most states
  • Assault or battery coverage automatically included under liquor liability coverage limits
  • Low minimum premiums, high bind ratios and easy to quote over the phone, online or by email!
Applications
Learn More
Caterers-Section-v2

Caterers/Bartending Services

  • Package and monoline solutions
    • Liquor liability, general liability, inland marine
  • Blanket additional insured available
  • Assault or battery coverage available
  • Defense costs outside policy limits
  • New ventures are eligible
Applications
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Club-Select-Section

Club Select — Liquor Liability

  • Targets nonprofit organizations with alcohol served on premises such as fraternal organizations and social clubs
  • Employees and club members are included as insureds for no additional premium
  • Assault or battery coverage on most risks
  • Same-day memberships are eligible
  • Dancing, entertainment and banquet operations are eligible
Applications
Learn More

Top Coverage Features

Up to 20,000 attendees        •        Admitted in 45 states       •       No deductible
One-day, multi-day and annual policies       •       Automatic blanket additional insured

Business Resource Center

USLI's Business Resource Center (BRC) provides a host of valuable services aimed to assist small business owners. Available resources for food and alcohol-serving establishments include:

BRC

  • Alcohol safety training
  • Food handlers and food managers certification
  • Loss control video and articles
  • Bar/Restaurant Safety Checklist
  • Responsible Sale/Service of Alcohol Pledge
  • Sample Incident Reporting Form
  • Alcohol Safety Checklist

 
LIABILITY LIMITS

General: $1 million/$3 million
Up to $5 million/$5 million depending on event

Liquor: $1 million/$3 million
Up to $3 million/$3 million depending on event
GENERAL LIABILITY LIMITS
$1 million/$3 million
Up to $5 million/$5 million depending on event
LIQUOR LIABILITY LIMITS
$1 million/$3 million
Up to $3 million/$3 million depending on event
 

Worry-free Weddings

Up to 500 attendees

Applicant is the host of the wedding

No application needed to quote or bind

Learn more

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Kelly Rogan
Special Events Underwriting Team Leader
Kelly-Rogan-Transparent
Michael_Gentile

Nahder Zomorrodian

Special Events Sales Specialist
Michael_Gentile

Caitlin Kelly

Special Events Underwriting Product Leader
Anthony_Hillanbrand-transp

Anthony Hillanbrand

Assistant Team Leader
Cheryl Ryan

Cheryl Ryan

Senior Vice President, Product Team Leader
Maria-Garvey-transp

Maria Garvey

Second Vice President, Team Leader
Michelle_Ralston-transp

Michelle Ralston

Second Vice President, Team Leader

Upcoming Webinars
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Find your underwriting contact:  Retail  |  Wholesale
 

Hole-in-One Coverage

Up to $50,000 in prize value available per hole

Tournaments with multiple prize holes eligible

Unlimited prize restoration

Learn more

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Annual Host Liquor

Up to 300 attendees per event

36 or fewer annual events

Liquor liability deductible is $0

Learn more

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Special Event

Whether your prospective policyholder is the host, organizer, vendor, performer or sponsor of an event, we can provide an insurance solution. Our broad appetite includes events from weddings and private social events to sporting events and festivals. One-day, multi-day and annual policies are available for events with up to 20,000 attendees per day.

Protect your customer’s events with the right insurance and the following additional advantages:

  • Admitted in 45 states
  • No deductible
  • Blanket additional insured automatically included at no charge
  • Separate limits for general liability and liquor liability
  • Automatic coverage for volunteers, temporary or leased workers and committee members
  • Coverage extends for events lasting past midnight for no additional premium
Quote Now

Quoting Options

Phone

Call 888-773-8754 to get an instant quote and personalized support from one of our  expert underwriters.

Online

Access submission and policy information and find any quote in seconds on USLI-SNAP.

Email

Send us any application, policy or basic details in an email, and get a quote with fast and reliable service.

Upcoming Webinars
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