With 2.8 million nonprofits in the U.S. and nearly 70% falling within our target market, this sector represents a $3.5 billion growth opportunity for us to tackle together. Whether your clients are small nonprofits operating in shared spaces or larger ones providing services across communities, we’ve got their unique exposures covered. We offer critical, customizable coverage across 10+ lines to ensure your clients get the protection they need, while staying within budget.
Need help getting started? We’re just a phone call away for quick quotes or to answer any questions. Experience our Speed, Ease of Use, and Accessibility, and let our team help you grow your nonprofit book of business!
500+ Classes
Our Nonprofit Package Team services eight different nonprofit verticals and over 500 classes of business
Twelve Different Coverage Parts
We have the ability to add the coverages that are critical to protecting a nonprofit.
Speed, Ease of Use and Accessibility
Speak with an underwriter by phone at 888-773-8754 and online via chat, or get a quick emailsubmission response
Accessibility
46 Underwriters, covering every time zone, in 6 offices across the U.S and Canada and we quote off on any application you have
Top classes include: counseling and referral, community outreach, food and clothing distribution, mental health counseling, senior services, services for the handicapped, residential facilities, youth and family services
Admitted in most states with minimum premium for general liability starts at $735 for most risks with a $1 million limit
Start-ups and organizations that did not yet obtain tax-exempt status are eligible
Writing over 300 unique classes with ability to package general liability, property, abuse and molestation, pastoral professional, directors and officers and employment practices liability
Broad appetite targeting all denominations including small to mid-size houses of worship, startups, inner city operations and those having no prior insurance
Blanket special coverage for missions, retreats, outreach activities, fundraisers and other special events
Offering one policy that includes general liability, abuse and molestation, pastoral professional, property, directors and officers and employment practices liability
Eligible for Umbrella/Excess with limits up to $5 million
Targeting traveling theater groups, community theaters, dance groups, art galleries, libraries and museums
No premises limitation to provide coverage on and off the premises
Events and rehearsals automatically contemplated in the policy
Ability to entertain school exposure (e.g., for dance, music) and lessor’s risk exposure (e.g., for weddings, parties, etc. that might be held in museums, theaters and galleries)
Abuse and molestation $100,000/$300,000 limits included at no additional charge
Ability to include inland marine coverage to address the needs of traveling groups and their equipment
Broad appetite with the ability to consider a variety of sports, including but not limited to: soccer, baseball, basketball, golf, track, cheerleading as a single class (non-competitive), martial arts/karate, cycling, fencing, skateboarding and wrestling
We can consider both youth and adult participants
Coverages extend to both assault or battery and abuse and molestation
Participant liability is available for youth-only organizations
Target classes include private or social clubs, military membership groups, veterans’ organizations, hobby clubs and cultural societies
Offers off-premises coverage for activities in the community (parades, graduations, etc.) with the ability to include coverage for rental hall operations
May or may not sell food or alcohol
No restriction on age of building
General liability, events and liquor liability available
Send us any application, policy or basic details in an email, and get a quote with fast and reliable service.
Resources
Resources
Recent Successes
Social and Human Services
Coverages: General Liability, Abuse and Molestation Coverage, Professional Errors and Omissions Liability, Blanket Additional Insured, Directors and Officers Coverage with Employment Practices Liability
Employment program for adults with disabilities
Group Youth Mentoring Program
Grief and loss counseling
Non-medical in-home services for seniors
Counseling and mentorship for single mothers
Food and basic necessities pantry
Arts and Culture
Coverages:
General Liability, Abuse and Molestation Coverage, Blanket Additional Insured, Hired and Non-owned Auto Liability, No premises limitation, Business Personal Property, Directors and Officers with Employment Practices Liability, Defense outside the limits
Women’s choir group - Los Angeles, CA
Nonprofit art gallery – Eatonton, Georgia
Youth dance company – Chicago, IL
African American museum – Louisville, KY
Youth orchestra – Absecon, NJ
Historical society – Newark, OH
Sports Teams, Leagues, and Camps
Coverages: General Liability, Abuse and Molestation Coverage, Assault and Battery Coverage, Blanket Additional Insured, No Premise Limitation Endorsement.
Optional Accident Medical quote for $25,000 offered through A-G Administrators
Baseball sports camp
Adult soccer league
Youth basketball academy
Youth wrestling team
Summer softball camp
Youth and adult pickleball club
Charities and Business Associations
Coverages: Preferred Package (General Liability and Property), 30 Special Events, 29 Events with Liquor Liability, Educational Enhancement Coverage, Blanket Additional Insured, Directors and Officers, and Employment Practices Liability
Professional women’s accounting association in Pennsylvania
Model railroad club in Arizona
Social membership club (no owned location) in New Jersey
Drug and alcohol support meeting group in Ohio
Chamber of commerce in California
School parent/teacher organization in Virginia
Community garden membership group in Illinois
Alumni Association with 350 members in New York
Resources
Looking to expand your nonprofit book of business or boost your sales efforts? We’ve got you covered.
The Business Resource Center (BRC) offers your USLI policyholders access to free and discounted resources and tools to help them operate and grow their businesses.
Nonprofit Sales Kit
Download our marketing pieces designed to help you highlight risks, educate clients, and grow your nonprofit book. Download file
Upcoming Webinars
Join our upcoming webinars to uncover marketplace opportunities, essential coverages, and how to grow with USLI.
Top classes include: counseling and referral, community outreach, food and clothing distribution, mental health counseling, senior services, services for the handicapped, residential facilities, youth and family services
Broad appetite targeting all denominations including small to mid-size houses of worship, startups, inner city operations and those having no prior insurance
Targeting traveling theater groups, community theaters, dance groups, art galleries, libraries and museums
501(c)3 status not required
Targets both for-profit and nonprofit entities 
Target classes include private or social clubs, military membership groups, veterans’ organizations, hobby clubs and cultural societies
Pricing starting at as low as $295 per layer
