Insurance Solutions for Social and Human Services Organizations

Built for the organizations serving our communities. Backed by experienced underwriters who help you quote faster, win more business, and support your nonprofit clients with confidence.

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LIVE WEBINAR  |  May 27, 2026
Social and Human Services: Coverage Built for Real-World Needs
Join our underwriting team for a live walkthrough of appetite, coverages, and how to win more nonprofit accounts
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WHO WE WRITE

Social and Human Services Coverage
Built for Real-World Needs
 

From community outreach programs to residential and support services, Social and Human Services organizations face unique and evolving risks. Our solutions are designed to meet those needs with flexible coverage options and underwriting support that helps you move quickly.

Community Programs

Community centers, senior activity centers, soup kitchens and thrift stores

Senior citizens dancing in a community center

Youth Support Services

At-risk youth programs, Big Brother/Big Sister, leadership training and youth mentoring

Adult tutor giving feedback to young male student

Educational

After-school tutoring, homeschool/educational support, language classes and GED classes.

Male university student speaking with his mentor

Developmentally Disabled / Special Needs

Group homes, special-needs activity groups and vocational programs

Happy young man with down syndrome fist bumping his aide

Supportive Residential Living

Abused adult shelters, halfway houses, homeless shelters and sober living

Woman sitting on a bed in a housing shelter

Behavioral Health, Wellness and Counseling

Mental health counseling, life and career support and referral services

Female therapist looking to her client
 
Don't see your client's organization listed? Our appetite extends across 500+ nonprofit classes. Connect with our underwriters for fast responses on any submission.

KEY ADVANTAGES

What's Covered and Why It Wins
 

shield Coverage Options

  • • General Liability
  • • Professional Liability (Errors and Omissions)
  • • Abuse and Molestation
  • • Directors and Officers
  • • Employment Practices Liability
  • • Property
  • • Crime
  • • Inland Marine
  • • Umbrella / Excess
  • • Hired and Non-Owned Auto

Ribbon with star Product Advantages

Checkmark inside circle Separate limits for key liability coverages

Checkmark inside circle No liability deductible with employees and volunteers included

Checkmark inside circle Abuse and molestation coverage with enhanced defense support

Checkmark inside circle Expanded bodily injury definition including emotional distress

Checkmark inside circle Lifetime protection for former directors and officers

Checkmark inside circle Modern employment practices protection, including social media claims

Checkmark inside circle Cyber, workplace violence, and crisis expense coverage included

Checkmark inside circle Unlimited defense costs available on Broad Form policies

QUOTING OPTIONS

Three Ways to Get Started
 
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Phone

Call 888-SPD-USLI (888-773-8754) to get an instant quote and personalized support.
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Online

Access submission and policy information and find any quote in seconds on USLI-SNAP.
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Email

Send us any application, policy or basic details in an email to get a quote.
NEW
Instant Answer — Available on the Start a Quote screen in USLI-SNAP, our live chat feature connects you directly with a live underwriter for real-time guidance on any submission.

Start a Conversation with an Underwriter Who Knows Nonprofits

We have a team of underwriting experts ready to talk through opportunities, share selling tools and get you fast answers.

Lean on us for:

  • →  Appetite and eligibility guidance
  • →  Coverage recommendations
  • →  Tools and resources to support your sale
  • →  Team training and education sessions

Submit your message and a nonprofit underwriter will respond shortly.

Explore More Ways to Grow Your Nonprofit Business
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Classification Guide →

Use our guide to match your risk’s characteristics with the product that fits best.
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Browse our complete nonprofit solutions on our quoting platform, USLI-SNAP
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Customer Toolkit →

Customize ready-made marketing materials to promote nonprofit solutions to your clients
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Business Resource Center →

Access free tools and resources for your nonprofit insureds