Insurance Solutions for Nonprofit Social and Human Services Organizations

Built for the organizations serving our communities and backed by experienced underwriters who help you quote faster, win more business and support your nonprofit clients with confidence

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ON-DEMAND WEBINAR  |  May 19, 2026
Social and Human Services: What’s New, What’s Possible and Why It Matters
Hear from our underwriting team about our appetite, coverages and how to win more nonprofit accounts.

shield (3) 30+ Years Underwriting Nonprofits

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group (3) 500+ Eligible Classes

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WHO WE WRITE

Social and Human Services Coverage Built for Real-World Needs

 

From community outreach programs to residential and support services, social and human services organizations face unique and evolving risks. Our solutions are designed to meet those needs with flexible coverage options and underwriting support that help you move quickly.

Community Programs

Community centers, senior activity centers, soup kitchens and thrift stores

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Senior citizens dancing in a community center

Youth Support Services

At-risk youth programs, Big Brother/Big Sister, leadership training and youth mentoring

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Adult tutor giving feedback to young male student

Educational

After-school tutoring, homeschool/educational support, language classes and GED classes

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Male university student speaking with his mentor

Developmental Disabilities/ Special Needs

Group homes, special-needs activity groups and vocational programs

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Happy young man with down syndrome fist bumping his aide

Supportive Residential Living

Abused-adult shelters, halfway houses, homeless shelters and sober living

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Woman sitting on a bed in a housing shelter

Behavioral Health, Wellness and Counseling

Mental health counseling, life and career support, and referral services

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Female therapist looking to her client

Don't see your client's organization listed? Our appetite extends across 500+ nonprofit classes. View our appetite guide.

KEY ADVANTAGES

What's Covered and Why It Wins

 

shield Coverage Options

  • General liability
  • Directors and officers
  • Employment practices liability
  • Abuse and molestation
  • Professional errors and omissions
  • Blanket additional insured
  • Assault or battery
  • Host liquor liability
  • Special events
  • Hired and non-owned auto
  • Commercial umbrella
  • Crime coverage
  • Inland marine
  • Property

ribbon Product Advantages

  • Separate limits for key liability coverages
  • No liability deductible with employees and volunteers included
  • Abuse and molestation coverage with enhanced defense support
  • Expanded bodily injury definition, including emotional distress
  • Lifetime protection for former directors and officers
  • Modern employment practices protection, including claims from volunteers, third parties and social media
  • Data breach, workplace violence and crisis expense coverage included
  • Unlimited defense costs available on Broad Form policies

QUOTING OPTIONS

How to Get Started

 
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Phone

Call 888-SPD-USLI (888-773-8754) to get an instant quote and personalized support.

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Online

Access submission and policy information and find any quote in seconds on USLI-SNAP.

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Email

Send us any application, policy or basic details in an email to get a quote.

NEW
Instant Answer: Our chat feature, available on the "Start a Quote" screen of USLI-SNAP,  that connects you directly with a live underwriter for real-time guidance on any submission.

Start a Conversation With an Underwriter Who Knows Nonprofits

We have a team of underwriting experts ready to talk through opportunities, share selling tools and get you fast answers.

Lean on us for:

  • Appetite and eligibility guidance
  • Coverage recommendations
  • Tools and resources to support your sale
  • Team training and education sessions

Submit your message and a nonprofit underwriter will respond shortly.

Explore More Ways to Grow Your Nonprofit Business

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Nonprofit Sales Kit →

Download our marketing pieces designed to help you classify risks, educate clients and grow your nonprofit book.

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Full Appetite →

Browse all of our nonprofit solutions on our broker/agent portal.

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Customer Toolkit →

Customize ready-made marketing materials to promote nonprofit solutions to your clients.

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Business Resource Center →

Access free tools and resources for your nonprofit insureds.