Insurance Solutions for Nonprofit Social and Human Services Organizations
Built for the organizations serving our communities and backed by experienced underwriters who help you quote faster, win more business and support your nonprofit clients with confidence
Explore resources and get guidance from an experienced underwriter
30+ Years Underwriting Nonprofits
A++ AM Best Rating
500+ Eligible Classes
12 Coverage Lines
Real-Time Underwriting Support
WHO WE WRITE
Social and Human Services Coverage Built for Real-World Needs
From community outreach programs to residential and support services, social and human services organizations face unique and evolving risks. Our solutions are designed to meet those needs with flexible coverage options and underwriting support that help you move quickly.
Community Programs
Community centers, senior activity centers, soup kitchens and thrift stores
Youth Support Services
At-risk youth programs, Big Brother/Big Sister, leadership training and youth mentoring
Educational
After-school tutoring, homeschool/educational support, language classes and GED classes
Developmental Disabilities/ Special Needs
Group homes, special-needs activity groups and vocational programs
Supportive Residential Living
Abused-adult shelters, halfway houses, homeless shelters and sober living
Behavioral Health, Wellness and Counseling
Mental health counseling, life and career support, and referral services
Don't see your client's organization listed? Our appetite extends across 500+ nonprofit classes. View our appetite guide.
KEY ADVANTAGES
What's Covered and Why It Wins
Coverage Options
- • General liability
- • Directors and officers
- • Employment practices liability
- • Abuse and molestation
- • Professional errors and omissions
- • Blanket additional insured
- • Assault or battery
- • Host liquor liability
- • Special events
- • Hired and non-owned auto
- • Commercial umbrella
- • Crime coverage
- • Inland marine
- • Property
Product Advantages
- • Separate limits for key liability coverages
- • No liability deductible with employees and volunteers included
- • Abuse and molestation coverage with enhanced defense support
- • Expanded bodily injury definition, including emotional distress
- • Lifetime protection for former directors and officers
- • Modern employment practices protection, including claims from volunteers, third parties and social media
- • Data breach, workplace violence and crisis expense coverage included
- • Unlimited defense costs available on Broad Form policies
QUOTING OPTIONS
How to Get Started
Start a Conversation With an Underwriter Who Knows Nonprofits
We have a team of underwriting experts ready to talk through opportunities, share selling tools and get you fast answers.
Lean on us for:
- Appetite and eligibility guidance
- Coverage recommendations
- Tools and resources to support your sale
- Team training and education sessions
Submit your message and a nonprofit underwriter will respond shortly.
Explore More Ways to Grow Your Nonprofit Business
Nonprofit Sales Kit →
Download our marketing pieces designed to help you classify risks, educate clients and grow your nonprofit book.
Customer Toolkit →
Customize ready-made marketing materials to promote nonprofit solutions to your clients.
